15240 Buswell Ave, Port Charlotte, FL 33953
3 beds · 2 baths · 1,841 sqft
Your Florida Dream Home Awaits! Spacious 3-Bedroom Pool Home with Exceptional Features! Located in an X flood zone, no flood insurance needed, helps keep those monthly payments down and provides peace of mind. Welcome to this beautifully designed 3-bedroom, 2-bathroom home featuring a split-bedroom layout that maximizes privacy and functionality. This home is thoughtfully crafted with vaulted ceilings and an open, airy feel throughout, creating a sense of spaciousness from the moment you step inside. The kitchen is a standout, boasting granite countertops, custom stained glass accents, and a convenient breakfast area that flows into the family room—ideal for both casual dining and entertaining. Tile flooring runs through the main living areas, while plush carpet adds a cozy touch to the bedrooms. The primary suite is a retreat of its own, complete with a walk-in closet, and a spacious bathroom offering both a separate shower and bathtub for a spa-like experience. Step outside to your large, covered lanai, perfect for outdoor entertaining, overlooking a free-form heated and screened pool—an oasis where you can relax, swim, and enjoy Florida’s beautiful weather year-round. With a new roof installed less than a year ago, along with upgraded plywood, you’ll have peace of mind for years to come. This home is also equipped with a top-tier water filtration system and reverse osmosis in the kitchen, ensuring pristine water quality. Also features a indoor separate laundry room with additional storage along with a cabana bath for ease of use poolside. A spacious 2-car garage provides room to protect your vehicles from the sun while offering additional space for storage or a work area. This desirable floor plan truly has it all, combining convenience, elegance, and the best of Florida living. Schedule a tour today and experience this exceptional property for yourself!
Source: STELLAR #C7499866
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #C7499866
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.