15234 N 19th Pl, Phoenix, AZ 85022
3 beds · 2 baths · 3,024 sqft sqft
Stunning Hillside Retreat with Panoramic Views on Lookout Mountain is on the Market. Nestled at the end of a peaceful cul-de-sac, this exquisite single-level home offers unparalleled 180° views of the McDowell Mountains, Pinnacle Peak and east valley. Located on a 14,964 square foot lot, this property combines privacy with convenience, making it a true gem in the heart of Phoenix. Located just seconds from the Phoenix Mountain Preserve, outdoor enthusiasts will love the proximity to some of the best hiking trails in the area. Enjoy the serene beauty of the desert landscape with no HOA restrictions. The home's elevated position ensures that your views remain unobstructed. This 3-bedroom + office / living room, 2-bathroom residence boasts a thoughtful floor plan designed for comfort and entertaining. The large game room/family room features a built-in wet bar, indoor water feature and a fireplace, creating the perfect ambiance for gatherings. The gourmet kitchen is equipped with high-end appliances including a stainless refrigerator, Bosch dishwasher, custom cabinetry all complemented by a large walk-in pantry. The backyard is an entertainer's paradise, facing Northeast to provide shaded comfort all day. The large patio opens to reveal a sparkling pool with waterfall and stunning views. The patio and backyard areas offer multiple spaces for outdoor dining and relaxation. Including the separate raised deck area away from the main patio. The home features high ceilings and skylights throughout the home, enhancing the sense of space and luxury. The 3-car garage is designed to accommodate full sized vehicles. Additional RV parking area and a storage shed offer even more convenience. A Rare Find in Phoenix, this home offers easy accessibility for all. The combination of its hillside location, breathtaking views, and luxurious amenities makes it a rare find in the Phoenix market. Don't miss the opportunity to own this extraordinary home, perfect for both relaxation and entertainment.
Source: ARMLS #6749417
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6749417
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6749417
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