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1523 Glen Grove Loop

Wesley Chapel, FL 33543

3 beds · 2 baths · 1,690 sqft

$399,900

$1,986/mo with 2.9% Express Financing

$2,546/mo with 7% bank financing

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About this home

Beautiful TURNKEY home with NUMEROUS UPGRADES!! Located within the highly desired Wesley Chapel "SMART" community of Union Park, this Aria model home is nestled on a .13-acre home site. As a single owner home, it has been wonderfully maintained and cared for with improvements throughout. This Beautiful, Move-In Ready one level home has a well-designed open-floor plan, offering an excellent use of space in its 1,690 square feet. The interior consists of 3 bedrooms, 2 bathrooms, entry foyer, family room, dining area, inside laundry room (INCLUDING washer and dryer), and Smart Home security system through ADT complete WITH Video Doorbell and Video cameras. As you enter, you'll appreciate the split floor plan that provides privacy for guests or younger family members. Two spacious bedrooms at the front share a full bathroom. The well-appointed kitchen overlooks the living/dining rooms and comes with stainless steel appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Custom under-cabinet lighting adds soft lighting during a romantic dinner. Sliding doors off the kitchen lead out to a beautiful, oversized screened in lanai where you can enjoy your morning yoga on a Cool Deck surface. Large, open backyard with rear fence. Tucked beyond the kitchen, you will find the large master suite, offering peace and tranquility. Custom LED outside lighting along the front facia and throughout the entire lanai to brighten up the house for the holidays or any special occasion! A/C had been serviced every quarter by AC Air. Additionally, a Seller-Approved Lender credit is also available. Union Park offers resort-style living with amenities such as community pools, walking trails, playgrounds, a dog park, an indoor fitness center, a sports field, a splash pad, picnic pavilions, outdoor fitness stations, and a fire pit. Association fees include Spectrum high-speed internet and cable as well.! Union Park is located in Wesley Chapel, known for its quality of life and close proximity to Highly Rated Schools, upscale shopping, including the Shops of Wiregrass and Tampa Premium Outlets, AdventHealth, new BayCare, Moffitt, VA Hospitals, abundant restaurants, and recreational facilities including Ice Complex, access to I75, I4, Hard Rock Casino, and all the attractions of Tampa Bay.

Source: STELLAR #TB8309766

1,690 sqft
5,750.0 sqft
Single Family
Built in 2020
2 car garage
Air conditioning
Shared pool

$1,986/month
Compared to $2,546/mo with 7% bank loan

$234,854
25y 3mo
2.9% 7%
$234,854 at 2.9% (FHA)
$0 at 7.875% No GAP financing needed

Payments are estimates and subject to approval. To learn more about rates, contact us.


Payment details
Principal & interest
$1,094
Mortgage insurance
$186
Property taxes
$259
Home insurance
$363
HOA fees
$83
Utilities
Not included
Total monthly payment
$1,986

Loan details
Loan type
FHA
Remaining balance
$234,854.29
Remaining term
25 yrs and 3 mos

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 26, 2025 09:01 pm
Listing provided courtesy of: BHHS FLORIDA PROPERTIES GROUP (813) 907-8200
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8309766
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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