1523 Glen Grove Loop, Wesley Chapel, FL 33543
3 beds · 2 baths · 1,690 sqft
Get a free consultation call with an expert in the mortgage assumption process.
**HUGE PRICE IMPROVEMENT!!!** Additionally, a Seller-Approved Lender credit is also available. Located within the highly desired Wesley Chapel "SMART" community of Union Park, this Aria model home is nestled on a .13-acre home site. As a single owner home, it has been wonderfully maintained and cared for with improvements throughout. This Beautiful, Move-In Ready one level home has a well-designed open-floor plan, offering an excellent use of space in its 1,690 square feet. The interior consists of 3 bedrooms, 2 bathrooms, entry foyer, family room, dining area, inside laundry room, and Smart Home security system through ADT. As you enter, you'll appreciate the split floor plan that provides privacy for guests or younger family members. Two spacious bedrooms at the front share a full bathroom. The well-appointed kitchen overlooks the living/dining rooms and comes with stainless steel appliances, including refrigerator, built-in dishwasher, electric range, and microwave. Custom under-cabinet lighting adds soft lighting during a romantic dinner. Sliding doors off the kitchen lead out to a beautiful, oversized screened in lanai where you can enjoy your morning yoga on a Cool Deck surface. Large, open backyard with rear fence. Tucked beyond the kitchen, you will find the large master suite, offering peace and tranquility. Custom LED outside lighting along the front facia and throughout the entire lanai to brighten up the house for the holidays or any special occasion! A/C had been serviced every quarter by AC Air. Union Park offers resort-style living with amenities such as community pools, walking trails, playgrounds, a dog park, an indoor fitness center, a sports field, a splash pad, picnic pavilions, outdoor fitness stations, and a fire pit. Association fees include Spectrum high-speed internet and cable as well.! Union Park is located in Wesley Chapel, known for its quality of life and close proximity to Highly Rated Schools, upscale shopping, including the Shops of Wiregrass and Tampa Premium Outlets, AdventHealth, new BayCare, Moffitt, VA Hospitals, abundant restaurants, and recreational facilities including Ice Complex, access to I75, I4, Hard Rock Casino, and all the attractions of Tampa Bay.
Source: STELLAR #TB8309766
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8309766
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.