15222 Copper Loop, Brooksville, FL 34604
4 beds · 2 baths · 2,011 sqft
PRICE REDUCTION!!! Welcome Home to Silver Ridge Gated Community! HOA incluudes cable and internet - WOW! Nestled in the heart of comfort and convenience, this meticulously maintained 4-bedroom, 2-bathroom residence invites you to embrace the epitome of modern family living. With over 2000 square feet of thoughtfully designed space, this charming abode is ready to welcome you and your loved ones home. As you step through the front door, you'll be greeted by a spacious living room bathed in natural light, offering the perfect setting for cozy family gatherings or entertaining guests. Adjacent, a formal dining room sets the stage for memorable meals and cherished moments shared with family and friends. Designed with both functionality and style in mind, this home boasts a family room that beckons relaxation and casual enjoyment. Whether it's movie nights or lazy Sunday afternoons, this versatile space promises comfort and contentment for all. The heart of the home awaits in the open kitchen layout, where culinary creativity meets everyday practicality. From gourmet meals to quick snacks, the well-appointed kitchen offers ample counter space and modern appliances, making meal preparation a breeze. Convenience is key with an inside laundry room, providing added ease to your daily routine. And with the Silver Ridge gated community amenities at your fingertips, including a playground, every day is filled with endless possibilities for fun and adventure. Perfectly positioned for easy access to everything you need, this home offers proximity to fantastic schools, shopping, dining, and more. Plus, with a price that's as enticing as it is competitive, there's no need to wait—your dream home awaits!
Source: STELLAR #u8242180
Source: STELLAR #u8242180
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8242180
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.