15219 N Berwick Ln, Upper Marlboro, MD 20774
3 beds · 4 baths · 1,920 sqft
Come make yourself at home at 15219 N. Berick Ln, nestled in the beautiful, amenity-filled community of Beechtree. This charming brick townhome offers 3 spacious bedrooms and 3.5 bathrooms, providing all the room you need for comfort and relaxation. The neat and well-kept spaces set this home apart from the moment you step inside. Enter through your front door or garage entrance on the lower level, where you are guided upstairs to the open and airy main level. Here, you'll find the practical space for everyday living and entertaining. The abundant natural light that fills this home creates a warm and inviting atmosphere. The main floor features an open living area that leads to the kitchen and dining area, ideal for hosting friends and family or enjoying quiet meals at home. The kitchen is a true standout, with sleek stainless steel appliances, a large island breakfast bar, perfect for casual gatherings or everyday meals. Step outside to the private deck, where you can continue entertaining or simply enjoy peaceful wooded views. Under the deck, you have a fenced-in green space perfect for pets or a secluded and secure outdoor space. The upper floor boasts a serene primary suite with a spacious walk-in closet and a luxurious en suite bathroom with a soaking tub. Two additional well-sized bedrooms share a full bathroom with a double vanity, and the convenience of an upper-level laundry closet makes chores a breeze. The basement offers even more space to unwind, featuring a cozy entertainment area, a full bathroom, and a rear slider leading to your private, fenced backyard. Similar to a single-family home there is a large 2-car garage with entry into this level. This mature, well-maintained community offers so much: Picturesque walking trails, an amenity-filled Community Center, numerous playgrounds and soccer fields, tennis courts, swimming, and more! This home has all the practical touches you need and is move-in ready!
Source: BRIGHT #MDPG2144232
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDPG2144232
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.