1521 Brilliant Cut Way, Valrico, FL 33594
5 beds · 3 baths · 3,667 sqft sqft
Step into a life of comfort and style with this remarkable Golf Course Pool Home in the exclusive Diamond Hill community. This expansive 5-bedroom, 3-bath residence spans 3,667 sq. ft., thoughtfully crafted to offer both elegance and ease in every corner. From the moment you enter, you’ll be drawn to the formal living and dining areas, where breathtaking views of the 10th green greet you and the beauty of sunrise floods your private poolside retreat with light. Designed with functionality and flow in mind, this home’s open floor plan includes an office, a versatile bonus room, a luxurious downstairs primary suite, an inviting guest suite on the first floor, and lots of storage space throughout both levels. Recent updates provide extra peace of mind—a brand-new roof (2023), two well-maintained A/C units under eight years old, and fresh interior paint that makes the home feel bright and renewed. The gourmet kitchen, truly the heart of this home, boasts 42-inch cabinetry, stainless appliances, a built-in oven and cooktop, Corian countertops, an elegant backsplash, and an oversized walk-in pantry for all your essentials. Gather for casual meals in the cozy breakfast nook, or relax with loved ones in the spacious family room with soaring ceilings and triple glass sliders that let in an abundance of natural light. Durable tile flooring offers style and practicality in high-traffic areas. The primary suite conveniently located on the main level is a private haven, complete with a tray ceiling, direct pool access through pocket sliders, and a luxurious en-suite bath that includes dual sinks, his-and-her walk-in closets, and a garden tub with jets for ultimate relaxation. Upstairs, an expansive bonus room awaits, perfect for games, movies, or quiet time, along with three additional bedrooms, a shared bath, and a large utility storage room. An extra bedroom on the main floor is an ideal guest or in-law suite with its own full bath. Situated on a .31-acre premium lot, this home offers privacy, beauty, and access to Diamond Hill’s top-tier amenities, including a recreation center, community pool, and playground. Conveniently located near shopping, dining, and entertainment, this home is an inviting sanctuary for enjoying the best of Florida living. Schedule your private showing today and discover the lifestyle you’ve been dreaming of! View this home virtually with this link: my.matterport.com/show/?m=UyjKDcpKnt7&mls=1
Source: STELLAR #tb8320080
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8320080
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8320080
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.