15209 Las Olas Pl, Bradenton, FL 34212
4 beds · 4 baths · 2,820 sqft
Come live the Florida Lifestyle in this Beautiful Custom Home in the Gated Community of Del Tierra. Live a Resort Lifestyle and enjoy all this neighborhood has to offer with the Resort Style Pool, Fitness Room, Playground and Sports Field for your kids, and tons of social activities throughout the year. There are no CCD fees and low HOA at $125 monthly. A well laid out floor-plan gives everyone room to be themselves in this 4 bedroom, 3 and a half bath oasis. The 2 room mother-in-law/bonus/flex room with its own bath can be anything you need it to be. The new roof in 2023, whole house generator hookup and hurricane shutters will make you feel safe and secure in a storm! It’s a fortress! Beautifully landscaped with lighting, concrete curbing around flower beds and a fenced yard with extra puppy fencing overlooking the pond with dramatic fountain is so relaxing. Tile floors throughout living area, tray ceilings, crown molding, gorgeous kitchen with center island, stainless appliances, well organized workspace in garage, generous Primary Suite with dual sinks, soaking tub and his and hers closets are just a few of the features of this home that will make you fall in love! Del Tierra is close to shopping, entertainment, theatres, restaurants and a short drive to our World Famous Beaches.
Source: STELLAR #a4627794
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4627794
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4627794
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.