15208 Las Olas Pl, Bradenton, FL 34212
3 beds · 3 baths · 2,528 sqft
Get a free consultation call with an expert in the mortgage assumption process.
A Beautiful home in Del Tierra invites you to have it all. Three spacious bedrooms, three baths, double glass Office door, Open Plan Living/Dining/Kitchen with upgraded LG appliances and beautiful white quartz countertops, tile floors throughout living areas and Primary Bedroom and luxury vinyl plank flooring in guest bedrooms. The Spacious Primary Suite features two walk-in closets, dual sinks, makeup counter, shower and large soaking tub. Each custom decorated guest bedroom, one of which is ensuite, invites you to relax and enjoy the ambiance of Florida living. The laundry room with additional cabinetry flows into an extra walk-in closet that is currently being used as a second smaller office. The 3 car garage offers shelving along the top of the wall and a good amount of additional storage in the attic. After a hard day step into your backyard Oasis overlooking a gorgeous preserve and pond with your own pool table, summer kitchen with sink and wine fridge, Gazebo with waterfall, a 9x18x52 pool with deck and a Fantastic Tiki Bar to kick back, watch the game and have a cool drink! Del Tierra also has a great Resort Style Zero Entry Pool, Fitness Room, Picnic Areas, Playground and Soccer Field. Florida’s beautiful beaches are a short drive away, along with shopping, entertainment, theatres and restaurants. This is truly one-in-a-million!
Source: STELLAR #A4644017
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4644017
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.