15204 Guffey Dr, Austin, TX 78725
3 beds · 2 baths · 1,670 sqft
Assumable 2.25% fixed mortgage & a payment of only $1,478 a month. Sellers are motivated & willing to negotiate. Welcome to 15204 Guffey Drive, Austin, Texas - a beautifully designed single-story home that perfectly combines modern living with serene privacy. Built in 2015, this 3-bedroom, 2-bathroom home offers 1,670 square feet of thoughtfully planned space, ideal for comfortable living and entertaining. Prime Location: Just 10 minutes from the Tesla plant, this home is perfectly situated for those seeking convenience and proximity to major employment centers, while still enjoying the tranquility of suburban living. Mother-in-Law Floor Plan: The open-concept layout features a mother-in-law floor plan, offering privacy and flexibility with the main suite separated from the other bedrooms. This design is perfect for families, guests, or anyone in need of a quiet retreat. Open Concept Living: The heart of the home is the spacious, open-concept living area that flows seamlessly into the kitchen and dining spaces, making it ideal for both everyday living and entertaining. Private Backyard Oasis: The private backyard, which backs onto a green space with no back neighbors, is your own peaceful retreat. The uncovered concrete patio is perfect for outdoor dining, relaxing, or hosting friends and family. Low Tax Rate: Enjoy the benefits of a very low 1.5467 tax rate, making this home not only beautiful but also a smart financial choice. Don’t miss out on the chance to make 15204 Guffey Drive your new home. This property is a rare find in Austin, offering both convenience and affordability. Schedule your visit today and discover all the possibilities this home has to offer. Whether you’re looking for a peaceful retreat or a place close to work and play, this home has it all. Don’t wait, come see it for yourself!
Source: ACTRIS #9898132
Source: ACTRIS #9898132
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9898132