15204 General Williamson Dr, Austin, TX 78734
4 beds · 3 baths · 2,358 sqft sqft
Nestled in a prime location between Lake Austin and Lake Travis, this charming home offers comfort, flexibility, and convenience. The bright and open first-floor layout is ideal for both family living and entertaining. The spacious primary suite and two additional bedrooms are conveniently located on the first floor along with a full guest bath. Head outside onto the freshly stained deck to enjoy the stunning Austin sunsets or dine al fresco with family and friends. Upstairs, you'll find the 4th bedroom as well as a large flex space perfect for a game room, media room, or a cozy retreat, plus a bonus room that could serve as an office or be converted into a 5th bedroom. Recent improvements include a new roof (September 2024), fresh paint, updated fixtures, flooring and new carpet throughout. Enjoy the savings with a low tax rate and no HOA. In close proximity to shopping, dining, and outdoor recreation, this home offers a perfect balance of tranquility and accessibility in the sought-after Lake Travis ISD. A short walk to the middle school adds extra convenience for families. Welcome home!
Source: ACTRIS #4555051
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4555051
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4555051