1519 Emerald Dunes Dr, Sun City Center, FL 33573
2 beds · 2 baths · 1,914 sqft
PRICE REDUCTION! WOW...GOLF CART & CONTEMPORARY DINING FURNITURE CONVEY w/sale!. _________________BEST PRICED HOME OF ALL HOMES BUILT 2016+ IN RENAISSANCE__SPARKLING CLEAN and MOVE IN ready with NEW HVAC 2025! _ NO BACKYARD NEIGHBORS--MANATEE STATE PARK IS YOUR BACK YARD, CONTEMPORARY 2016 LAGUNA MODEL, OPEN FLOOR PLAN, an EXCELLENT VALUE at this price. Exquisite home, located in Renaissance Golf & Country Club community, backs up to MANATEE STATE PARK, never have to be concerned about any building interfering with your privacy. Contemporary paint tones compliment the simple and relaxing beauty of this home. Since home is only 8 YRS YOUNG, it complies with many of the latest building codes & construction requirements. NEWLY SODDED YARD, custom landscape CURBING and swaying palm trees welcome you home. Custom PAVERED driveway & walkway are just the beginning of UPGRADES. Walking through the lead-glass front door, into this SPARKLING CLEAN home, you immediately enter an open floor plan, with diagonally placed tiles, ARCHED DOORWAYS, HIGH CEILINGS & CONTEMPORARY paint tones. A large well-lit den is perfect for multiple uses – game/music room, office or potentially another spare bedroom. Separate dining room is perfect for gatherings and intimate dinners. DINING ROOM furniture CONVEYS WITH THE SALE of the home. The great room is open to the kitchen, making sure that you are always part of the fun. The kitchen is LARGE enough for multiple cooks. GRANITE COUNTERS, RED OAK CABINETS with PULL OUT DRAWERS, STAINLESS STEEL APPLIANCES, UNDER MOUNT LIGHTING and RECESSED LIGHTING, make this a bright and happy space. The EAT-IN kitchen is perfect for easy access and relaxing meals. This home boasts of a SPLIT bedroom plan, so that ultimate privacy is achieved. The primary bedroom and the guest bedroom both have beautiful WOOD LAMINATE FLOORING and CUSTOM WINDOW TREATMENTS. The primary bedroom also has HIS/HERS WALK-IN CLOSETS and an ensuite bathroom. Enjoy GRANITE COUNTER TOPS, matching RED OAK CABINETS, LARGE SHOWER area, DUAL SINKS and a private water closet. Best of all…your screened lanai, with CUSTOM PAVERS, backs up to the MANATEE STATE PARK. Watch the wildlife and listen to the breeze, knowing that you will never have backyard neighbors. The GOLF CART also CONVEYS WITH THE SALE OF THE HOME! It doesn't get much better than this, when living in the Renaissance Golf and Country Club community! "Club Renaissance" is a magnificent Mediterranean-style clubhouse. A full-service facility that includes a golf shop, swimming pool, spa, fitness center, exercise/dance/yoga room, indoor walking track & an outstanding restaurant. You also enjoy access to all Sun City Center amenities as well. Sun City Center is one of Florida's most popular active-living 55+ communities, with a range of recreational & fitness centers, 2 multi-million-dollar clubhouses & it even has a travel club. There are hundreds of "activity clubs", nearby shopping centers, golf courses, & endless entertainment resources all accessible by golf cart! It's the most perfect location being close to Tampa theaters, sporting events, dining, & award-winning beaches in Clearwater & Siesta Key, both recently voted the #1 beaches in the USA! CONVEYS with SALE OF HOME: DINING FURNITURE & GOLF CART. $3,000 required to be paid at closing to SCCA. This home has been PET/SMOKE FREE.
Source: STELLAR #T3511586
Financials
Source: Public records
Source: STELLAR #T3511586
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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