1514 Stonebriar Rd, Green Cove Springs, FL 32043
5 beds · 3 baths · 3,198 sqft
This exceptional one of a kind, move-in-ready multi-level home in Green Cove Springs offers the perfect blend of opulence and comfort. Situated within the exclusive, guard-gated Magnolia Point Golf and Country Club - the only gated community in the area - this property features 5 spacious bedrooms, 3 modern bathrooms, and over 3,100 square feet of living space, providing ample room for both relaxation and entertaining. One of the unique features of this home is its multi-level living, the downstairs basement concept has a large flex space that can be used as a 5th bedroom, home gym, game room, home office, or divide into a 5th and 6th bedroom, options are limitless. As you enter, you're immediately struck by the impressive cathedral ceilings, dark wood beams, and large stone fireplace that lends a touch of elegance to the open-concept floor plan. Expansive, floor-to-ceiling windows flood the space with natural light, offering breathtaking views of the peaceful preserve lot that lies just beyond. The gourmet kitchen is a standout, with white Corian countertops, a stylish tile backsplash, and soft-close shaker cabinetsperfect for both casual meals and gourmet cooking. Step outside to the covered lanai for a quiet retreat, where you can enjoy the soothing sounds of nature, or head out to the backyard deck for some fresh air. The home is not only beautiful but practical, with a roof that was replaced in 2022, ensuring peace of mind for years to come. Living in Magnolia Point also means enjoying a host of exceptional club amenities, including a lively pub/restaurant for socializing with delicious fare, a heated club pool, 18-hole golf course designed by Mark McCumber, and 7 Har-Tru clay tennis courts. If you are a boater, you are a short drive to the Governor's Creek Boat Ramp for easy access to the St. Johns River. If you are looking for comfort, style, and the best in community living, this home has it all!
Source: REALMLS #2059067
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2059067
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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