1514 77th Ave N, Saint Petersburg, FL 33702
2 beds · 2 baths · 898 sqft sqft
WELCOME HOME! THIS MORE THAN CHARMING 2/2 AWAITS YOUR ARRIVAL. NO HOA. LOW FLOOD INSURANCE. THIS HOME NEVER FLOODED THROUGH BOTH STORMS. PLENTY OF DRIVEWAY PARKING. THE ENTIRE HOME HAS BEEN UPDATED AND EACH ROOM IS FILLED WITH BEAUTY AND WONDER.. THE FRONT OF THE HOME IS ADORNED WITH CORAL THAT WAS RETRIEVED FROM OUR BEAUTIFUL BEACHES! SO SO UNIQUE. STEP OUTSIDE INTO THE FENCED IN BACKYARD AND YOU WILL FEEL LIKE YOU ARE AT A RESORT ON VACATION THAT FEELS LIKE YOU ARE IN A RELAXING ZEN FOREST! ENCLOSED JACUZZI THAT CAN BE OPENED TO ENJOY THE COOL EVENINGS. THE LUSH LANDSCAPING IS SO AMAZING THAT IT WILL ABSOLUTELY TAKE YOUR BREATH AWAY! LOCATED in one of the most convenient locations OF MEADOW LAWN IN BEAUTIFUL ST PETERSBURG. This home is beyond perfect and packed with a high level of uniqueness. A BEAUTIFUL FIREPLACE FOR CHILLY NIGHTS, BEAUTIFULLY HAND CRAFTER STAINED GLASS FEATURES, SOLID WOOD INTERIOR DOORS, ELEGANT PLANTATION SHUTTERS AND SO MUCH MORE.. THE MINUTE YOU WALK THROUGH THE FRONT DOOR YOU WILL DELIGHT IN ALL THAT THIS BEAUTY OFFERS! GAZEBO, AND PERGOLA ADDED TO MANY SPECIAL AREAS OF THE BACKYARD. There are so many unique attributes that you will LOVE! NEW KITCHEN, BATHS, IMPACT WINDOWS, HOT WATER, HEATER, AC 2019, METAL ROOF 2018, FRESHLY SPRAYED INSULATION, ARE A FEW OF THE MANY UPGRADES. This home has great natural lighting throughout and added DOME tunnels for the perfect setting. While viewing this home each door you walk through or corner you turn you will be presented with adorned beauty. So much to see. Entertain and let your guest delight in all this home has to offer. THIS FEATURED HOME IS PRICED AT A HIGHLY COMPETITIVE PRICE! AND JUST WHEN YOU THOUGHT IT COULD NOT GET ANY BETTER! IN THE FRONT OF THE HOME IS A WATERWAY CANEL PERFECT FOR KAYAKING. ENJOY WATCHING THE DOLPHINS OR THROWOUT A LINE. NEAR EVERYTHING.MAJOR ROADWAYS, AIRPORTS, MEDICAL, ENTERTAINMENT, SHOPPING AND JUST ABOUT ANYTHING YOUR HEART COULD DESIRE. YOU JUST CANT MISS THIS ONE! SCHEDULE YOUR EASY SHOWING TODAY!
Source: STELLAR #w7869217
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7869217
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7869217
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.