15132 Southern Martin St, Winter Garden, FL 34787
4 beds · 3 baths · 3,577 sqft
BACK ON THE MARKET! Priced significantly BELOW appraised value, this is a great opportunity to buy a phenomenal home at a great price! Welcome to your dream home in Winter Garden, Florida, built in 2017, right in the heart of the sought-after Summerlake community, where luxury living meets the serene backdrop of a picturesque golf course and nightly front-row seat to the spectacular Disney fireworks. This beautiful two-story single-family home features an open-concept floor plan designed for both relaxation and entertainment, with seamless transitions between the living spaces. The heart of the home is the gourmet kitchen, which boasts top-of-the-line appliances, granite countertops, natural gas range, coffee bar, a walk-in pantry, and a center island with bar seating. There is a bedroom downstairs with a full bathroom. The garage is extra spacious, which can be used as tandem parking or to have an in-home gym. Ascending the staircase, you'll find the luxurious oversized master suite, overlooking the golf course, a walk-in closet, and a spacious bathroom with dual vanities, and a separate toilet room. Additionally, there are three generously sized bedrooms, each offering ample closet space and easy access to a shared bathroom. The upstairs laundry room features a gas dryer. The home also features a tankless water heater on gas. Outside, the patio provides the perfect setting for outdoor living and entertaining, with plenty of space for lounging, dining, and soaking in the stunning views of the golf course and a perfect view to Disney's fireworks. It is also has a gas hook-up for a grill. Whether you're enjoying your morning coffee or hosting a summer barbecue, this outdoor oasis is sure to be a favorite gathering spot for family and friends. HVAC system has been recently serviced and maintained. Located in the Summerlake community, you'll have access to an array of amenities and top-rated schools, including access to the Orange County National Golf Course, resort-style pool with a splash pad, tennis courts, basketball courts, fitness center, and walking trails. Plus, with nearby shopping, dining, and entertainment options, you'll have everything you need right at your fingertips. In summary, this two-story single-family home in Winter Garden, Florida offers the perfect combination of luxury, comfort, and resort-style living.
Source: STELLAR #o6195330
Source: STELLAR #o6195330
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6195330