15131 Orpheus Way, San Antonio, TX 78245
3 beds · 2 baths · 2,394 sqft sqft
Immaculately maintained home located in the desirable Far West side of San Antonio. This home offers the perfect blend of comfort, elegance and functionality. Home offers an array of enticing features, to include an open floor plan, high ceilings, study/office, over-sized kitchen island with breakfast seating, pendant lighting, recess lighting and extended outdoor covered patio...perfect for entertaining or for enjoying that first cup of coffee in the morning. The gourmet island kitchen features beautiful granite countertops, sleek cabinetry and stylish tile backsplash. The primary bedroom boasts 2 generously-sized walk-in closets and an ensuite bath, both offering plenty of storage space for your belongings and wardrobe. The fenced-in backyard provides privacy and security, making it ideal for outdoor relaxation and entertainment. Neighborhood amenities include playground, pool, walking trails, bike trails and more! Between Potranco, Hwy 211 and Hwy 90, this home makes commutes fast and easy to places such as Lackland AFB, shopping centers, HEB, SeaWorld, Northwest Vista College, Wells Fargo, Chase, and Amazon, it is also just minutes from downtown San Antonio. Schedule a viewing today to experience the charm and versatility this home has to offer.
Source: SABOR #1773944
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1773944
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1773944
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.