1513 BUNKER DR, Davenport, FL 33896
***LIVE LIKE A CHAMPION!*** FULL GOLF MEMBERSHIP INCLUDED IN HOA!!! *** HOME HAS AN ASSUMABLE LOAN! Experience unmatched pride in ownership with this extraordinary home in the exclusive gated community of ChampionsGate! This one-of-a-kind, stunning 4-bedroom, 2-bathroom Hideaway model is absolutely flawless! Built in 2017 and boasting light-filled, bright spaces, this home features every upgrade you can imagine! Full solar panel home (Paid off at closing!), stainless-steel appliances, gleaming granite countertops, upgraded lighting, and gorgeous wood plank tile flooring are just the beginning. The master suite is a true retreat with walk-in closets, a luxurious garden tub, and dual sinks. Step outside to your private oasis on the oversized extended rear lanai, surrounded by professional landscaping. From your driveway, marvel at rocket launches, fireworks, and hot air balloons – it's like having a front-row seat to the magic! Golf carts are welcome on the community roads, making it easy to explore all that this luxury resort-style community has to offer. The heart of ChampionsGate is the Oasis Club, a spectacular 14,000 sq ft clubhouse featuring a restaurant, movie theater, fitness center, game room, tiki bar, lazy river, cabanas, and so much more! Plus, you'll have exclusive access to "The Plaza," a resident-only clubhouse with another restaurant, bar, fitness center, game room, pickleball courts, and two pools. And don't miss the brand-new Retreat Club with its full waterpark! The HOA covers everything: access to all the fabulous amenities at the Oasis Club, Retreat Club, and Plaza, full golf membership, tennis, pickleball, a $75 food credit at the Plaza, gated entries, complete lawn care, security monitoring, cable, phone, and internet. CDD and trash are included in the taxes. ChampionsGate Country Club is the perfect place to enjoy all the incredible theme parks, world-class golf, premier shopping, and exquisite dining experiences that the Orlando area has to offer! This is more than a home; it's a lifestyle. Don't miss your chance to live like a champion!
You may be able to put down less than the total down payment amount of $197,546 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5109401