15121 Stargazer Dr, Aledo, TX 76008
4 beds · 3 baths · 2,639 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Looking for a move-in ready home in the highly sought-after Aledo ISD, under market value, and with a VA assumable loan at an incredible 2.25% interest rate? Welcome to 15121 Stargazer, this one has it all! This beautifully maintained 4-bedroom, 3-full-bath home offers a spacious and versatile layout that’s perfect for any stage of life. Featuring an open-concept design, you'll love the inviting living spaces, high ceilings, and rich hand-scraped hardwood floors throughout the main areas. A thoughtfully designed separate guest wing provides privacy and flexibility, while a dedicated office space is ideal for working from home or could serve as a playroom, craft space, or study area. The heart of the home is the spacious family room and the chef’s kitchen which features gorgeous quartz countertops and stainless steel appliances, and flows seamlessly into the oversized covered patio—perfect for relaxing evenings or entertaining guests. Plenty of storage, a large utility room, and walking distance to the community pool and park round out the perks of this incredible property. Come see why 15121 Stargazer checks all the boxes and then some. Schedule your private tour today and take advantage of this rare opportunity!
Source: NTREIS #20902654
Source: NTREIS #20902654
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.