151 Farmers Ln, Moncks Corner, SC 29461
4 beds · 3 baths · sqft
Welcome to your dream property! Nestled on 11.50 acres of picturesque land, this exquisite modern farmhouse offers the perfect blend of luxury and tranquility while being conveniently close to hospitals, shopping, and Lake Moultrie. Enjoy the freedom and space of 11.50 acres, with a vast cleared area ideal for various outdoor activities or potential developments. As you head down the gated drive, you're greeted by an impressive expanse of cleared land leading to the stunning home.This captivating home features a stylish metal roof and a welcoming front porch, setting the tone for the elegance found within.Enter through double front doors to discover wood flooring, an open floor plan, plantation shutters, crown molding, and abundant natural light throughout the home.The relaxing and welcoming living area seamlessly connects to the chef's kitchen, perfect for entertaining or family gatherings. The well-appointed kitchen boasts white cabinetry, a built-in wine rack, granite countertops, a decorative backsplash, stainless steel appliances, a farmhouse sink, a large island with a breakfast bar, and a bright eat-in area with double doors leading to the covered back porch. Just off the kitchen, two charming bedrooms share a full bathroom with a modern vanity and a frameless step-in shower. The owner's suite, located on the opposite side of the house, features double doors to the en-suite bath with dual vanities, a spacious frameless step-in shower, and a large custom walk-in closet. The roomy laundry room offers ample cabinet and countertop space, a sink, a built-in drop zone, and shelving for all your storage needs. Upstairs, a spacious bonus room awaits, along with a convenient powder room. The property is dotted with apple and peach trees, wild berries, and blueberry bushes, offering a delightful outdoor experience and the potential for fresh, homegrown produce. This exceptional property combines the best of country living with modern comforts, providing a rare opportunity to own a stunning home on expansive acreage. Schedule your visit today to experience this remarkable property firsthand! Opportunity to purchase additional 30+ acreage right next door. Tax Map Numbers 1600003082 & 1600003098. MLS #24016815
Source: CTAR #24016817
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24016817
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24016817
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.