1509 Spring Ct, Leland, NC 28451
4 beds · 3 baths · sqft sqft
Welcome Home! Nestled in the heart of Leland, this charming home offers a perfect blend of comfort, style, and convenience. With 4 bedrooms plus a flex space there's ample room for your family and guests to enjoy. Enjoy the warm glow of natural sunlight throughout the living room, creating a bright and inviting atmosphere. Unwind in the expansive primary suite featuring a beautifully appointed primary bath complete with a relaxing tub, standing shower, and double sink vanity. Whether you prefer casual meals at the bar or dinners at the table, this home offers versatile living spaces to suit your lifestyle. The covered rear porch offers a serene space to enjoy the fresh air or watching the game with friends. The extended patio is perfect for grilling. There is a gravel firepit for those fall outdoor gatherings and activities. Fully fenced yard provides security for your cat or dog. Take advantage of the community amenities like pool and tennis court, offering opportunities for recreation and relaxation just steps from your front door. Sitting right in the heart of Leland, you'll enjoy easy access to shopping, dining, entertainment, and schools, making this the perfect place to call home. This home was upgraded during the building process to include a custom kitchen space, pendant and can lights, upgraded hardware and fixtures on the main floor, surround sound wiring on main floor, laundry room cabinets, dual attics with pull down stairs, and expanded driveway. The HVAC is 2 years old and there is a whole house generator hook up. This home has been very well loved and well maintained- schedule your showing today!
Source: NORTHCAROLINAREGIONAL #100468693
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100468693
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100468693
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.