15052 VIENNA CIR, Parker, CO 80134
Welcome home to this spectacular quality two story, located on an over-sized premium lot in the prestigious Sierra Ridge community of Parker, Colorado where you will find exquisitely crafted homes with inviting front porches and wide, tree-lined neighborhood streets. This stunning home has beautiful style and custom finishes throughout and features soaring ceilings and an abundance of windows that flood the home with natural light. The gourmet kitchen is a Chef's dream that features a compliment of stainless steel appliances, extended granite counters, gorgeous cabinets, custom tile backsplash, pantry, wide-plank engineered wood floors, and a large dining area. The continuous gleaming floors lead you to the perfectly situated family room. This incredible space has room for the entire family and the large windows that perfectly frame the outdoor living space. The main floor is complete with a private in-home office, and guest bathroom. As you explore the upper level, you will encounter the luxurious master suite. Indulge yourself in peaceful tranquility while enjoying all that this space has to offer. You will love the spa-like en suite with double vanities, soaking tub, enclosed shower and huge walk-in closet. The upper level is complete with two additional bedroom suites that feature private bathrooms, and a convenient laundry room. The finished basement is an entertainer's dream. You will love the included bar, huge theater room, additional flex/bedroom, and full bathroom. The outdoor entertaining space is amazing. Just imagine hosting summer BBQ's on your stamped concrete patio overlooking the large fully fenced yard. Other incredible features include an attached 2 car garage, Solar, community pool and parks, and so much more. Parker, Colorado offers a plethora of indoor and outdoor recreation options. Located close to shopping and restaurants, The Downtown Parker shopping district, new incline park, and is within the award winning Douglas County School District.
You may be able to put down less than the total down payment amount of $332,971 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #8063985
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