VA loan
1 of 47
VA loan
$430,000 SIGNIN

Sign in to see required down payment for the 4.45% rate

15032 Skip Jack Loop, Lakewood Ranch, FL 34202

4 beds · 2 baths · 1,678 sqft

Lakewood Ranch Gem with Modern Upgrades and Prime Location! Welcome to this beautifully maintained four-bedroom, two-bathroom residence in the highly desirable Greenbrook Village of Lakewood Ranch. Thoughtfully designed living space, a great floor plan, this home combines comfort with practicality for discerning homeowners. Recently enhanced with significant upgrades, the property boasts a complete air conditioning system installed in 2022, hurricane shutters for peace of mind during storm season, and an energy-efficient Natural Gas tankless water heater. Perhaps most impressive is the brand new roof completed in 2024, ensuring years of worry-free ownership. The primary bedroom's en suite bathroom features an upgraded vanity, while elegant hardwood flooring flows throughout the home. The neighborhood advantages are substantial. Greenbrook Village offers remarkably low homeowner association fees—just $100 annually—the most affordable in Lakewood Ranch. Families will appreciate the proximity to A+ rated schools, including Pinnacle Academy just moments away. Outdoor enthusiasts will enjoy Greenbrook Park, which is within walking distance, perfect for morning jogs or weekend picnics. Daily conveniences are equally accessible, with Publix Super Market at Braden River nearby for all your shopping needs. The broader location provides quick access to the University Town Center mall, the charming Lakewood Ranch Main Street, diverse dining options, Sarasota/Bradenton airport, pristine Gulf beaches, comprehensive medical facilities, and Interstate 75 for easy commuting. This residence offers the perfect blend of practical living space, modern improvements, and an exceptional location within Florida's #1 most sought-after planned Master Planned Communities.

Estimated
Seller's interest rate
4.45%
7%
Estimated
Monthly payment

$1,762
$2,070
You may also save up to $85,388 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,070 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
4.45%
Remaining term
23 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,762
Principal & interest
$1,183
Mortgage insurance
-
Property taxes
$180
Home insurance
$390
HOA fees
$8
Utilities
Not included

Source: Public records

Home details
Size
1,678 sqft
Lot size
0.15 acres
Year built
2006
Type
Single Family Residence
HOA dues
$8.33

Source: STELLAR #A4647601

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 07:12 am
Listing agent: Tashka Mounts (941) 718-0843
Listing provided courtesy of: KELLER WILLIAMS ON THE WATER S (941) 803-7522
Details provided by STELLAR and may not match the public record.
MLS ID: #A4647601
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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