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150 S Osceola Ave, Arcadia, FL 34266

4 beds · 2 baths · 2,391 sqft

Charming Brick Home Near Downtown Historic Arcadia with INCOME PRODUCING AIRBNB TINY HOUSE! Discover this meticulously remodeled 4-bedroom, 2-bathroom home ideally located on a spacious corner lot in the heart of beautiful Arcadia! Featuring a BRAND NEW METAL ROOF and a completely remodeled home this residence offers both modern convenience and classic charm. Step inside to find all NEW FLOORING throughout! A sprawling Great Room greets you perfect for gatherings, complemented by a generously sized kitchen boasting ample room for a cozy breakfast area plus a unique accent wall that adds to this charming property! For formal occasions, entertain guests in the adjacent dining and living rooms, enhanced by their elegant layouts and copious amounts of natural light. The expansive master suite beckons with its spaciousness and highlights an updated ensuite bathroom showcasing a luxurious walk-in tile shower. Additional amenities include an oversized 2-car garage, IN HOME LAUNDRY a fenced area ideal for pets or privacy, a direct plug for a generator ensuring peace of mind, and a detached storage/workshop building offering endless possibilities. Located just moments from downtown Historic Arcadia, this property blends convenience with comfort, presenting a rare opportunity to own a home that combines modern upgrades with timeless appeal. Schedule your private showing today and experience the best of small town living in this inviting residence.

Location
Details
Home
Size
2,391 sqft
Lot size
0.33 acres
Year built
1930
Type
Single Family Residence

Source: STELLAR #c7495343

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Other resources
Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

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To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Oct 08, 2024 12:02 am
Listing agent: Michele Weed (941) 628-8950
Contact listing agent
Listing provided courtesy of: SELLSTATE VISION REALTY (941) 336-5400
Details provided by STELLAR and may not match the public record.
MLS ID: #c7495343
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.