150 Park Creek Dr, Alpharetta, GA 30005
4 beds · 3 baths · 3,059 sqft
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Tucked into the wooded charm of Park Creek, this warm and welcoming home feels like a hidden treehouse retreat—yet it’s just minutes from Avalon, downtown Alpharetta, and the Big Creek Greenway. Set on a beautifully wooded lot with direct access to neighborhood trails, this 4-bedroom, 2.5-bath gem combines character, comfort, and connection in all the right ways. Step inside to a two-story foyer that opens to light-filled, connected living spaces. The heart of the home is the updated kitchen, where skylights and a wall of windows bring the outdoors in. Thoughtfully updated with painted cabinetry, granite countertops, and stainless steel appliances—including a raised dishwasher so you don’t have to bend—this space opens to a cozy family room anchored by a fireplace. Hardwood floors flow throughout the main level, which also features a dining room ready for large gatherings, a private office tucked away for quiet focus, and a spacious primary suite with its own fireplace and a spa-inspired bathroom. Upstairs offers a bright loft, three generous bedrooms, and flexibility to create the perfect work-from-home setup or play area. The terrace level is partially finished with barn doors and is stubbed for a bath, offering space to expand or create a custom retreat. Storage abounds, and the included workbench and shelving are ready for your hobbies or weekend projects. Out back, it’s pure magic. A deck off the main level feels perched in the trees, while the lower patio and fire pit area invite relaxing evenings and gatherings with friends. With updated HVAC systems, fresh paint, newer windows, and a location in a friendly sidewalk-lined neighborhood zoned for Alpharetta High, this home blends everyday ease with a one-of-a-kind setting. Whether you’re entertaining, relaxing, or exploring the trails, 150 Park Creek Drive is a home you’ll never want to leave.
Source: FMLS #7564665
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7564665
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.