150 Keaton Ct, Alto, GA 30510
3 beds · 2 baths · 1,302 sqft sqft
As you travel the long driveway lined with summer-flowering crepe myrtles, you'll feel like you're finally home. Nestled in a quiet cul-de-sac in a beautiful community with mountain views, this stunning 3-bedroom, 2-bathroom home offers everything you've been searching for and more. As you step inside, you'll be greeted by soaring high ceilings that create an inviting, airy atmosphere. The spacious living area features a cozy fireplace, perfect for snuggling up on chilly evenings or entertaining friends and family. Natural light floods through the open layout that seamlessly connects the living room to the dining area and kitchen. The custom counter with cabinets, gives added prep space, and is easily removable. You'll enjoy stepping out on the back deck to bask in the sunshine with your morning coffee. After a long day, you'll welcome the large owner's suite and spacious bathroom with a double vanity, separate shower and large soaking tub. The unfinished basement offers room to grow with endless possibilities for customization. The layout has been done for you, with sheetrock and wiring. Whether you envision an entertainment area, or separate living quarters with additional bedrooms, the choice is yours! If you have an RV or utility trailers, this is the property for you. A gate is conveniently located in the back where you can drive directly onto the property from Crane Mill Road, with endless options for parking and storage buildings in the expansive yard. This home has been well loved and enjoyed and needs a little tlc. With fresh paint and some updating, you can turn this into your own private sanctuary. Complete the downstairs and you'll have multiple options with spaces to accommodate a large family, a gym or a home business. Just minutes from I-985 and convenient to schools and shopping. Homes like this don't come around often. Schedule a showing today and step into your next chapter in this beautiful community.
Source: GAMLS #10393867
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10393867
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10393867
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.