15 Schefflera Ct, Homosassa, FL 34446
4 beds · 2 baths · 2,103 sqft
Pre Foreclosure, listed under appraised value. 3-2025 Appraisal available. Back on the market no fault to seller. A Sanctuary of Peace Nestled in a paradise of towering trees, this 2,500 square foot 4 bedroom, 2 bath, 2 car garage masterpiece offers an idyllic atmosphere for the discerning nature lover. The ambiance of tranquility is provided easily with this spacious lot providing ample privacy and a feeling of serene seclusion. As you step inside, you’re greeted by a palette of soft color, and plush carpeting, creating an atmosphere of refined elegance. The flow between the rooms ensures both functionality and aesthetic appeal with truly gorgeous design elements. The Master Suite, a royal retreat, features a spacious en-suite bathroom with dual sinks and a luxurious shower. The closets are quite generous providing all the elements needed for even the most discerning fashionista. Plenty of space for a separate sitting area as well to enjoy time alone unwinding while exploring personal pursuits. New A/C 2024 - 3.5 ton, Newer water softener system 2022, New refrigerator. 3 ceiling fans with remotes. The heart of the home is without question the open concept kitchen creating a culinary haven designed to inspire and delight. With its abundance of counter space and cabinetry thoughtfully designed for both functionality and style make it a chef’s delight. The breakfast bar adds a casual and inviting space to enjoy a quick meal and make socializing with family and guests a breeze. Nestled just steps away from the culinary heart of the home, the dining room offers a cozy and intimate sanctuary where you can savor the day's adventures over sumptuous meals. As you explore the living spaces, you will discover a harmonious blend of comfort and sophistication as the living areas create a stunning space complete with a living room and a large family room delightfully spaced together adding special and loving family time while allowing everyone to feel as though they have enough space to spread out, but still close at heart for all the family fun. The open patio offers an outdoor retreat with ample room for a grill, inviting you to host memorable barbeque gatherings with friends and family. Plenty of space for comfortable seating provides the perfect spot to relax and enjoy the magnificence of magical evenings. Whether you're sipping your morning coffee, enjoying an afternoon cocktail, or stargazing at night, this private patio offers a peaceful escape from the everyday hustle and bustle. Looking for a truly magnificent home offering the tranquility of country living with the elegance of fine living, don’t wait, make your appointment today!
Source: STELLAR #U8254499
Financials
Source: STELLAR #U8254499
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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