15 Green Haven Blvd
Youngsville, NC 27596
4 beds · 4 baths · 2,700 sqft
$599,900
Get prequalifiedAbout this home
Wow! 4BR 3 1/2B on over a 1/2 acre fenced in yard. This home is better than new and has all of the bells and whistles. The seller has added an amazing amount of amenities to this home since moving in. (The entire list is in the documents) included in that list is an beautiful heated swim spa (this will stay) that can be used all year with extensive decking and patio surrounding. Why go on vacation when you have the perfect party home. Side load 2 car garage, a crawl space, offers an amazing open floor plan with huge island, granite countertops and crowned molding cabinets. Screened in porch overlooking that beautiful backyard. Owners suite is on the first floor with luxury bath. Upstairs you'll find an oversized bonus/media room with 3 more generous bedrooms. This home was very well kept and the owners have never worn shoes in this home. Convenient to RDU this home is a must see. Come on out and make this your new home today! Seller to have the home professionally cleaned when they move out plus $2000 paint allowance or use as you please. Sellers VA Loan is assumable. Ring cameras do not convey.
Source: TRIANGLEMLS #10063699
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
