149 Rose Hill Trl, Sanford, FL 32773
4 beds · 3 baths · 2,066 sqft
Welcome home! Don’t miss the opportunity to own this beautiful 4 bedroom 2.5 bathroom home located in one of Sanford’s top neighborhoods. This property is comprised of 2,066 sq/ft of living space, a split floor plan, and a two-car garage all while sitting on the largest corner lot in the neighborhood. Upon entering the home you are greeted with updated flooring, a spacious floor plan, high ceilings and many other features making this the perfect family home. The downstairs space holds your living room, kitchen, family room, master bedroom, and half bathroom. The living room is spacious with large windows allowing tons of natural light that truly brightens up the space. The kitchen boasts solid wood cabinets, ample counter space, an oversized pantry, updated appliances, and large dining room area making preparing and serving meals seamless. The family room sits between the kitchen and master bedroom and overlooks your beautifully landscaped backyard. The master bedroom is the only bedroom on the first floor making this a truly secluded area, perfect for unwinding. The renovated ensuite bathroom contains a walk-in closet, garden tub, tiled shower, and dual vanities. Upstairs you have the three remaining bedrooms and shared bathroom. The three bedrooms are oversized and all have abundant closet space. The shared bathroom has a shower/tub combo ensuring that it will accommodate everyone’s needs. Lastly, the backyard is oversized and fully fenced making it perfect for the kids to run and play or for having a backyard BBQ with football season approaching. This home has so much to offer while being competitively priced, not to mention that it is also zoned for some of central Florida’s best public schools. Don’t wait, schedule your private showing today!
Source: STELLAR #v4938056
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4938056
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4938056
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.