149 Cedar Woods Trl, Canton, GA 30114
6 beds · 7 baths · 7,421 sqft sqft
Experience the epitome of luxury living in this extraordinary 6-bedroom, 5-bathroom, 2- 1/2 Bath estate nestled on a private, wooded lot in the prestigious Summit at Bridgemill. This stunning home, boasting 7,421 square feet of meticulously finished space and offers the perfect blend of elegance and functionality. Step into a grand two-story entrance adorned with marble floors, leading you to a serene workspace complete with custom millwork, vaulted beamed ceilings, a cozy fireplace, and built-in bookshelves. The main level features a spacious master suite, one of two in the home, providing a tranquil retreat with a double-sided fireplace, a luxurious bathroom with a soaking tub, a double-head shower, and ample space for a massage table. Entertain in style in the formal dining room, with a stunning wall of windows offering treeline views, or host intimate gatherings in the keeping room with a wine rack and gourmet kitchen designed for culinary enthusiasts. The kitchen is the heart of the home, featuring a large island perfect for a dessert bar and a seamless flow into the family room. On the terrace level, discover a full in-law suite featuring a second master suite, a media room with a fireplace, a full kitchen with a breakfast bar, and a fitness room. This level also offers a private covered porch and a small deck overlooking a tranquil rock garden, making it the ideal space for guests or extended family. The home sits on a corner cul-de-sac lot, nearly half an acre, providing a low-maintenance courtyard-style backyard that can be expanded to suit your needs. Enjoy the exceptional amenities of this community, including beach volleyball, pools, golf, tennis, pickleball courts, walking trails, playgrounds, a clubhouse, and a fitness center, all without the burden of mandatory membership. Conveniently located near the highway for easy access to the airport, this home is a sanctuary you'll love returning to after every vacation. With its four-side brick and stylish stone exterior, this residence offers both timeless beauty and ease of maintenance. DonCOt miss the opportunity to own this meticulously detailed masterpiece in a sought-after location.
Source: GAMLS #10370780
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10370780
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10370780
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.