14846 Trellis St, Jacksonville, FL 32258
4 beds · 3 baths · 2,696 sqft sqft
Welcome to this spacious 4-bedroom, 2.5-bathroom home in Bartram Park Preserve, offering 2,696 square feet of thoughtfully designed living space. The main floor features an inviting open floor plan, perfect for both entertaining and everyday living. A convenient half bath and a versatile office or den add to the functionality of this level, while a formal dining room provides an elegant setting for meals and gatherings. Upstairs, a cozy loft area leads to four generously sized bedrooms, including a luxurious master suite with its own private bathroom. An additional full bathroom serves the remaining bedrooms, ensuring comfort and convenience for all. As you step inside, you will find an office off the entry, perfect for those who work from home. Head to the back of the home to the main living space where the kitchen, casual dining and living room flow seamlessly to allow for hosting gatherings. Sliders off the kitchen lead to a screened porch making dining al-fresco a breeze. The fenced in backyard offers plenty of green space to start a garden, play a game of catch, or the family pet to run. Back inside, the kitchen features SS appliances set against light, bright granite countertops and white, subway tile backsplash for a clean, sleek look. There are plenty of cabinets for storage and the pantry closet keeps everything at hand with access to the formal dining room as well. The island is the perfect spot to set up a few stools for extra guests or for the kids to sit and do their homework. Head upstairs to find a loft, ideal as an added family space or playroom. The master bedroom features an en-suite with dual vanity, walk-in shower and soaking tub. Three additional bedrooms and a shared bathroom complete the upstairs. Amenities in this community include pools, tennis courts, volleyball court, dog park and more. Located near shopping, dining and top rated schools makes this the perfect home. Welcome!
Source: REALMLS #2035261
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2035261
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2035261
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