14816 Courtlandt Heights Rd, Woodbridge, VA 22193
4 beds · 4 baths · 4,701 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream home! 🏡✨ This stunning three-level single-family home with a spacious two-car garage offers nearly 5,000 square feet of beautifully finished living space. As you step inside, you'll be greeted by gleaming hardwood floors that flow throughout the main level. The layout is designed for both comfort and functionality, featuring a private home office, a formal living and dining room, and a spacious family room with a cozy gas fireplace—perfect for gatherings. The gourmet kitchen is a chef’s delight, boasting a large island, ample counter space, and an open concept that leads into a bright and airy sunroom. From there, step out onto the deck and enjoy your fully fenced backyard, complete with a storage shed for added convenience. The upper level offers a peaceful retreat with four generously sized bedrooms and two full bathrooms. The primary suite features a spa-like ensuite bath, perfect for relaxation. The fully finished basement is an entertainer’s dream! It includes a spacious recreation room, a dedicated media room for movie nights 🍿, and an additional bonus room—perfect as a guest space, gym, or hobby room. Enjoy peace of mind with a brand-new roof and skylights (2024). 🏠🔆 Situated in a prime location, this home is just minutes from shopping, dining, major commuter routes, and conveniently positioned between Quantico and Fort Belvoir. 🚗💨 Don’t miss this incredible opportunity—schedule your tour today! 📅🔑
Source: BRIGHT #VAPW2089818
Source: BRIGHT #VAPW2089818
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.