14814 Boulder Pass Pl, Wimauma, FL 33598
3 beds · 2 baths · 1,451 sqft sqft
Under contract-accepting backup offers. Welcome to 14814 Boulder Pass Pl, a beautiful, like new, 3-bedroom, 2-bathroom single-family home that sits on a spacious CORNER LOT in the peaceful community of Ayersworth. Immediately, you will be blown away by the beautiful curb appeal that includes a covered front porch area perfect for morning coffee. This convenient single-story floor plan built by Lennar in 2018, welcomes you to a spacious foyer that leads you to an open and inviting dining room with shared access to the kitchen and family room, ideal for seamless modern living. Step inside to a bright and inviting open floor plan, where natural light flows throughout the living spaces. The well-appointed kitchen features a kitchen island with plentiful cabinetry perfect for preparing meals and entertaining guests. With a split floorplan allowing for maximum privacy, all bedrooms are generously sized with ample closet space as well. The primary bedroom is located at the back of the house offering an oversized walk in closet, ensuite bathroom with a double vanity and walk in shower. This home also has its own designated laundry room off the two car garage. Outside, you’ll find a well-maintained fully fenced in yard that’s perfect for outdoor activities or simply enjoying the Florida sunshine. The quiet neighborhood provides a tranquil atmosphere, ideal for unwinding after a busy day. Offering peaceful laidback living, Wimauma is a suburb of Tampa with easy access to Hwy 301, I275 and I75 and plenty of local businesses, hospitals, shopping centers, parks and beaches, perfect for anyone seeking a quiet yet convenient location. You owe it to yourself to take a look at this home, schedule a tour today!
Source: STELLAR #t3550788
Source: STELLAR #t3550788
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3550788
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.