14813 Princewood Ln, Land O Lakes, FL 34638
4 beds · 3 baths · 2,613 sqft
Under contract-accepting backup offers. Welcome home to your 4-bedroom, 3-bathroom pool home perfectly situated on a gorgeous pond and conservation view lot. Offering amazing water views, this home provides a peaceful and private setting while still being close to everything you need. Step inside to find a thoughtfully designed floor plan featuring a combination of elegant finishes and functional living spaces. The beautifully upgraded kitchen boasts 42-inch cherry cabinets, Corian countertops with an integrated sink, a breakfast bar, and a cozy eat-in space. The kitchen and family room feature durable ceramic tile floors laid on the diagonal, adding to the home's spacious feel. The formal living and dining rooms are equally impressive, showcasing gleaming hardwood floors and plantation shutters that add charm and character. The popular 3-way split bedroom plan offers privacy and convenience, with the primary suite featuring a garden tub, large walk-in shower, dual sinks, a huge walk-in closet, and sliding door access to the lanai. Out back, enjoy your own personal oasis on the oversized screened lanai with brick pavers, a saltwater heated pool, and a dedicated sand corner with real Gulf sand, creating a true tropical paradise where you can relax and feel like you're at the beach. One of the guest bathrooms doubles as a pool bath! This outdoor retreat is perfect for entertaining or simply soaking in the serene pond and conservation views. This home has been meticulously maintained with valuable upgrades for added peace of mind, including a brand-new roof (March 2025), a new water heater (2024), a new HVAC system (2021), and fresh exterior paint (2022). Additionally, the main living spaces were repainted in 2024, providing a modern and refreshed feel throughout. Conveniently located with easy access to the 589, this home is just a 30-minute drive to Downtown Tampa and Tampa International Airport. The 52 corridor is an expanding area with exciting new developments and plenty to offer. Don’t miss this rare opportunity to own a stunning home with breathtaking views, thoughtful upgrades, and a true Florida-inspired outdoor retreat. Schedule your private showing today!
Source: STELLAR #TB8361291
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8361291
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.