14809 Emerald Landing Pl, Wimauma, FL 33598
5 beds · 3 baths · 2,215 sqft sqft
Welcome to your new home in Stoneridge at Ayersworth, where sustainable luxury meets everyday comfort. This stunning five-bedroom, two and a half bath, two-story solar-powered residence is designed with both elegance and eco-friendliness in mind. Solar Panels are paid off and you will love the benefits of minimal electric bills! As you step inside, you are greeted by soaring vaulted ceilings that create a sense of spaciousness, while the 18"x18" ceramic tile flooring throughout the foyer, kitchen, dining, and living areas adds a touch of sophistication. The bedrooms and loft are comfortably carpeted, offering a cozy retreat for relaxation. The heart of the home, the gourmet kitchen, is a culinary enthusiast’s dream, featuring 36" raised panel cabinets, a complete suite of GE appliances—including a side-by-side refrigerator with in-door ice dispenser, electric range, built-in dishwasher, microwave, and disposal. LED lighting brightens the space, making meal preparation a delight, and the expansive island provides ample room for cooking and entertaining. A newly installed water softener adds to the home's convenience, ensuring quality water throughout. Comfort is ensured year-round with a high-efficiency 15 SEER Lennox air conditioning system. The home is also equipped with a sophisticated security system and integrated pest control for added convenience. Designer touches, such as rounded corner beads painted with eco-friendly Sherwin Williams paint and complemented by stylish wood blinds, create a warm, inviting atmosphere throughout. Beyond the walls of this beautiful home, the Stoneridge at Ayersworth community offers an array of amenities to enhance your lifestyle. Whether you’re cooling off in the pool, staying active at the fitness center, or enjoying a game on the basketball courts, there’s something for everyone. The community also features playgrounds, dog parks, and expansive green spaces, providing plenty of options for relaxation and recreation. With numerous shopping and dining options just minutes away, you’ll find everything you need close to home. Experience the perfect blend of luxury, sustainability, and community living in this exceptional home. Schedule your private tour today and discover your future in Stoneridge at Ayersworth.
Source: STELLAR #t3549357
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3549357
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3549357
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.