1476 Enterprise Osteen Rd, Deltona, FL 32725
3 beds · 2 baths · 1,671 sqft
Discover this rare gem in Deltona, a remarkable property set on nearly 1.5 acres with no HOA! Perfect for those needing space to park an RV or boat, this home provides endless possibilities. You can even have HORSES. Nestled along a picturesque route, you'll find walking trails, parks, and two public boat ramps just minutes away. Inside, the home features a thoughtful split-bedroom layout, soaring vaulted ceilings, skylights, and a cozy WOOD BURNING fireplace. The spacious kitchen is a chef’s dream, complete with an island, pantry, and plenty of counter space. Retreat to the oversized primary suite, which boasts a luxurious ensuite with dual sinks, a soaking tub, and a walk-in shower. Double French doors in the living room open to an expansive, covered, and screened back patio, ideal for hosting gatherings or simply unwinding while enjoying Florida’s natural beauty. The outdoor amenities are what truly set this property apart! Relax by your private pond stocked with fish including Green Sunfish and Bluegill, enjoy the fruit trees on the property BANANA, PEAR and more, whip up meals in the outdoor kitchen with a smokehouse, or work on projects in the detached garage and workshop. . An attached side-entry garage adds convenience. It is complete with wrap-around storage shelving to compliment a nice workspace but can easily be used as a proper 2 car garage. The septic system, updated in 2018, ensures peace of mind along with a NEW ROOF and FRESH INTERIOR PAINT Conveniently located with quick access to I-4, this property blends rural charm with modern comfort, creating a one-of-a-kind retreat. Don’t miss this opportunity to own a slice of paradise!
Source: STELLAR #o6258662
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6258662
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6258662
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.