14747 Amberjack Ter, Lakewood Ranch, FL 34202
3 beds · 3 baths · 1,343 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This townhome is an affordable entry into the coveted Lakewood Ranch lifestyle. SELLER IS OFFERING $7950.00, with full price contract, to all buyers toward closing costs, prepaid or buydown points. Step inside and you’re welcomed by a spacious, open concept living area that flows effortlessly into a distinct dining space and a beautifully renovated kitchen. The kitchen is ideal for both casual nights and lively gatherings. Upstairs, three well-appointed bedrooms and two full baths provide ample room for rest and retreat, while a convenient half bath downstairs caters to visitors. Large windows throughout the home showcase gorgeous views of nature, bathing the interior in sunlight and offering a daily display of stunning sunrises, sunsets, and local wildlife. With LOW condo fees covering cable, internet, water, trash, sewer, roof upkeep, lawn care, and exterior maintenance, this home delivers exceptional value. Residents also enjoy access to a community pool, winding trails, and playgrounds—all nestled within the acclaimed Lakewood Ranch, a master-planned gem boasting over 150 miles of parks and trails, vibrant community events, and unbeatable convenience to dining, beaches, the UTC shopping hub, and top schools like McNeal Elementary and Nolan Middle. Don’t let this perfectly positioned end-unit townhome in the Serene Greenbrook Walk neighborhood pass you by!
Source: STELLAR #A4645299
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4645299
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.