1470 Haulover Ave, Spring Hill, FL 34608
4 beds · 2 baths · 1,846 sqft sqft
Don't wait to build when you can make this better than new 4/2/2 POOL home yours. This stunning, newly-built residence, constructed in 2022, combines modern luxury with unbeatable comfort, offering an exceptional lifestyle for its future owner. Nestled in a central Spring Hill neighborhood, this 4-bedroom, 2-bathroom gem is a perfect blend of style and functionality. From the moment you step inside, you'll be captivated by the home's open-concept design, which seamlessly integrates the living, dining, and kitchen areas. The expansive living room is bathed in natural light, courtesy of large windows that offer picturesque views of the backyard oasis. The heart of this home is undoubtedly the kitchen, which is a culinary enthusiast's dream. Equipped with stainless steel appliances, sleek granite countertops, and a generous island with seating, this kitchen is perfect for both everyday meals and entertaining guests. The modern cabinetry provides ample storage and the large pantry ensures you'll never be short on space for your culinary essentials. Adjacent to the kitchen, the dining area offers a cozy yet spacious setting for dinners or hosting parties. Sliding glass doors lead directly to the covered porch and out to the backyard, creating a seamless indoor-outdoor flow that is ideal for enjoying the beautiful weather. The main bedroom suite is a true retreat, featuring a large bedroom with a serene ambiance, a huge walk-in closet, and a lovely en-suite bathroom with dual sinks. Three additional well-sized bedrooms offer flexibility for guests or even a home office. These rooms are thoughtfully designed with ample closet space and easy access to the second full bathroom, which is equally stylish and functional. Step outside to discover your private backyard paradise. The inground pool is a standout feature, offering a refreshing escape on hot days and a focal point for entertaining. Surrounded by a spacious patio area and a covered outdoor kitchen space prepped and ready for your appliances, it's an ideal spot for lounging, grilling, or simply soaking up the sun. The backyard is beautiful and provides a serene setting that enhances your outdoor living experience. Additional features of this home include a dedicated laundry room, energy-efficient windows, and a two-car garage. The property is meticulously maintained and ready for you to move in and start enjoying right away. Don't miss your opportunity to own this exceptional property—schedule a showing today!
Source: STELLAR #w7868070
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7868070
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7868070
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.