147 Bobcat Ln, Johns Island, SC 29455
4 beds · 5 baths · sqft
Nestled in Riverview, a highly sought-after Kiawah neighborhood, this 4 bedroom 4.5 bathroom impeccably maintained home combines luxury, comfort, and convenience, offering a range of high-end features and an unbeatable location that outdoor enthusiasts will love. From modern updates to serene natural surroundings, this 2015 built property provides a lifestyle of ease, offers convenient one level living.The stunning kitchen which opens to the living room is a true culinary haven, featuring a spacious layout designed for both functionality and style. A large farm sink adds rustic charm, while the additional beverage fridge provides extra convenience for entertaining. The expansive island offers ample seating, making it the perfect spot for casual meals or gathering with guests. Naturallight pours in through the windows, creating a warm and inviting atmosphere throughout. Equipped with a high-end gas stove, plenty of cabinet storage, a stylish tiled backsplash, and pendant lighting, this kitchen blends form and function in a truly spectacular way. The spacious primary bedroom is a serene retreat, featuring a generous walk-in closet for ample storage. Enjoy the added bonus of private outside access, allowing for seamless indoor-outdoor living. The ensuite bathroom is a spa-like sanctuary, complete with a deep soaking tub for ultimate relaxation and a separate walk-in shower. The home offers three additional thoughtfully designed bedrooms, each featuring the convenience and privacy of its own ensuite bathroom. One of these rooms is currently being used as an office, making it ideal for flexible living spaces to suit your needswhether for guests, a home office, or a personal retreat. Key Features include a Kohler Whole House Backup Generator (2022) - Stay powered during storms or emergencies with this state-of-the-art system, ensuring peace of mind no matter the weather; a Freshly Painted Exterior (2023) - The home's exterior was recently updated with a bright, modern finish, enhancing curb appeal and offering a fresh, inviting look; a convenient Tesla Charging Station (2022) in the Dehumidified Garage, including built-in shelving and plenty of storage space, keeping your home organized and clutter-free; an elevator; and enjoy al fresco dining and entertaining with a dedicated space for grilling, ideal for family gatherings or evening cookouts. 147Bobcat Lane is an outdoor lover's paradise - whether biking or walking, the location offers easy access to a variety of outdoor activities: bike to Freshfields Village or the Cougar Point Clubhouse; enjoy lush lagoon views on the spacious rear porch, overlooking tranquil lagoon viewsyour own private oasis; Enjoy additional privacy with the green space of the adjacent park, providing a natural buffer between you and your neighbors. Additionally, you are only a 5-minute bike ride or a 15-minute walk to the beautiful beaches of Kiawah Island; The community dock offers a front-row seat to breathtaking sunsets over the Kiawah River, as well as a place to launch your kayak or paddle board; and cool off in the community pool, perfect for unwinding after a day at the beach or exploring the neighborhood. This home at 147 Bobcat Lane offers an exceptional living experience with all the right upgrades and the perfect location to enjoy Kiawah Island's best features. Don't miss the chance to make it yours! Sold unfurnished. Buyer to pay 1/2 of 1% of purchase price to KICA and 1/4 of 1% of the purchase price to Riverview at closing. Governors Club Membership opportunity available.
Source: CTAR #24029676
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24029676
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24029676
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