147 Andria Way NW, Cartersville, GA 30120
4 beds · 2 baths · 2,432 sqft
Step into this inviting retreat where comfort, style, and convenience come together to create the perfect setting for cherished memories. As you enter, sunlight floods the spacious foyer, inviting you into the heart of the home. The open floor plan effortlessly connects the cozy living room, inviting dining area, and a kitchen fit for family feasts and fun culinary adventures. This chef-inspired space boasts gleaming stainless steel appliances, durable granite countertops, and plenty of storage for all your cooking essentials with plenty of cabinetry and walk-in pantry. It's sure to be the hub of countless family gatherings and delicious meals. Retreat to the tranquil master suite, where relaxation reigns supreme. With a spa-like shower, ample closet space, and a serene atmosphere, it's the perfect place to unwind after a busy day of family fun. With four spacious bedrooms, there's room for everyone to spread out and make themselves at home. Designer touches and cozy luxury vinyl flooring add warmth and style to every corner of this delightful abode. Looking for a space to let imaginations run wild? The versatile office is just the ticket, ready to transform into a playroom, homework haven, or family movie night headquarters. Outside, the backyard offers endless possibilities for outdoor adventures and quality family time. Whether you're enjoying a barbecue on the patio or playing catch on the lawn, there's no shortage of smiles here. Located in the family-friendly community of Bridlewood Farms, you'll enjoy easy access to top-rated schools, parks, and recreational facilities. Plus, with shopping and dining just a stone's throw away, everything your family needs is right at your fingertips. Don't miss out on the chance to create a lifetime of happy memories in this wonderful family home to schedule your tour today!
Source: GAMLS #10391246
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10391246
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10391246
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.