1468 Low Water Way, Lawrenceville, GA 30045
5 beds · 4 baths · 3,386 sqft sqft
BUY THIS AWESOME HOME AND WE'LL BUY YOURS! Seller Relocating; "Instant Equity for YOU"; Priced "Thousands Less" than other homes with the Same Floor Plan. Why Pay More? Amazing and Immaculate home with an Open Family Friendly Floor Plan in the Highly Sought-After Great River Community.*** Oversized Master Bedroom with a Seating Area. Chef's Kitchen with sunrise and sunset views. Custom cabinetry and upgraded appliances with luxury flooring. Open House on Sunday 10/06 2pm - 4pm*** This spacious, completely updated home boasts 5 bedrooms and 4 baths, offering both luxury and comfort. With an abundance of natural light, soaring ceilings wide hallways, and a main-level bedroom, this residence is designed for easy living and impressive entertaining. Enjoy the beautiful kitchen with modern finishes and an unfinished basement ready for your touches.*** Nestled in the highly desirable community of Great River, it has top amenities including pool, tennis courts, social activities, etc. This home is a must-see for home buyers ready to host and impress.*** Eligible for all FHA, VA and Conventional financing and LEASE PURCHASE. Programs including HomePartners, Divvy, Dream America are also eligible. Ask us about down payment assistance programs such as Chenoa, Empowered, ANDP, Ga Dream and others.Ask about our EXCLUSIVE OFFERS, CLOSING COST contributions, and BUYER PROTECTION program with Your Home Loan Group***
Source: GAMLS #10390173
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10390173
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10390173
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.