14671 SAINT GEORGES HILL DR, Orlando, FL 32828
Beautiful home in the sought-after, gated subdivision Kensington at Eastwood Golf Community. Located on a Cul De Sac street with private pond views. This spacious home features 5 bedrooms and a large loft / bonus room. Upstairs you will find the Master Bedroom as well as a Jr Master Bedroom, each with their own Ensuite Bathrooms, as well as 2 additional Bedrooms and also a large Bonus Room. One Bedroom and Full Bath are located downstairs, perfect for an office or guest suite. The Gourmet Kitchen was upgraded with new Stainless-Steel Refrigerator and Dish Washer in 2023 and new Flooring and beautiful Quartz Countertops in 2022. It also features an eat-in Breakfast Nook. The home has Laminate Wood and Tile flooring throughout, no carpet anywhere. The huge Master Bedroom has 2 walk-in closets and large windows for plenty of natural light. The Master Bath has a Garden Tub, a separate Shower, and a Double Vanity. Enjoy the Florida lifestyle and outdoor entertainment area at your Private Pool protected by a screened Lanai and with a view of the Nature Preserve that borders the back yard of this home. Don’t be surprised to see Deer, Otter, Hawks, and maybe even an Eagle or two right there in your backyard. You will actually have a pretty good view of the Rocket Launches from the Coast in the night sky as well. The 2 Car Garage and large driveway provide ample space for parking. The Roof is only 5 years old. Pool Pump is from 2023 and the pool itself was refurbed in 2021. The Exterior of the home received fresh paint in 2021 as well. Eastwood offers many amenities including biking trails, community pool, basketball, tennis/pickleball courts, playgrounds, and neighborhood school. Eastwood is also conveniently accessible to downtown Orlando, Lake Nona/Medical City, Orlando International Airport, UCF and Valencia, Lockheed Martin, and Waterford Lakes Shopping Center offering a large selection of restaurants and shopping.
You may be able to put down less than the total down payment amount of $193,506 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6222254
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.