14661 Glade Hill Park Way, Winter Garden, FL 34787
4 beds · 4 baths · 2,935 sqft
**This property qualifies for a closing cost credit up to 11,500 through the Seller’s preferred lender.**Welcome home to this beautifully designed 4-bedroom, 3.5-bathroom home with an office, bonus room, and an oversized 2-car garage in the highly sought-after Watermark community of Winter Garden. This spacious two-story home offers modern elegance, thoughtful upgrades, and a prime location just minutes from Disney to enjoy nightly fireworks from your spacious porch! As you make your way inside, you’ll find a private downstairs bedroom with en-suite, perfect for guests or an in-law suite and large linen closet for additional storage. Continue into the home to find the formal dining room to the left that leads back to the open concept living with a seamless flow between the kitchen, dinette, and living room. The chef’s kitchen features dark cabinetry, quartz countertops, stainless steel appliances including a double oven, and a middle prep island with breakfast bar seating. Tucked up at the back of the home is a dedicated office/flex room with a storage closet with a half bathroom out in the hallway. Head upstairs to find a spacious upstairs family room with a door for privacy. Across the way is the luxurious primary suite with a tray ceiling, walk-in closet, and spa-like en-suite featuring dual vanities, a soaking tub, and a glass-enclosed shower. Upstairs is also home to two additional bedrooms with a shared bathroom and upstairs laundry room for added convenience. Recent upgrades include a screened-in lanai, epoxy-coated garage floor, neutral interior paint, LED can lights, designer pendant & dining lighting in 2024. Additionally, there are new gutters, air purifier, window treatments, and luxury vinyl plank flooring in key areas as well as smart home features, including a digital thermostat and in-wall pest control system. This amazing community offers an array of resort-style amenities including a luxurious pool, playground, clubhouse, and sports courts. Enjoy the walkable neighborhood with food truck nights, community events, and nearby shopping with top-rated Orange County schools right around the corner. Close to The Mark, featuring Starbucks, Walgreens, dining, and more with easy access to golf courses, major highways, and entertainment. This move-in ready home offers the perfect blend of modern comfort, convenience, and community. Schedule your showing today!
Source: STELLAR #O6291590
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #O6291590
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.