14631 Village Glen Cir, Tampa, FL 33618
3 beds · 2 baths · 1,901 sqft
Get a free consultation call with an expert in the mortgage assumption process.
CARROLLWOOD VILLAGE HOME Like No Other! Located in the well-established neighborhood of Carrollwood Village, in the exclusive community of Top of the Village, this home offers a unique living experience. The charming street features distinctive architectural homes and is within walking distance to the Carrollwood Country Club, where you can enjoy golf, tennis, and socializing by the pool. With low HOA fees and no CDD fees, this property offers exceptional value. This 1,900-square-foot home features an open-concept floor plan with 3 bedrooms and 2 bathrooms. Upon arrival, you’ll be greeted by great curb appeal, highlighted by lush landscaping that leads to a newly installed entry door. As you enter the foyer, you'll be welcomed into the expansive living and dining areas, which boast high vaulted ceilings and large windows offering picturesque views of the backyard and private conservation area. The property offers complete privacy, with no rear neighbors. The spacious living room is centered around a wood-burning fireplace, and the TV mounts will stay with the home. The dining room is filled with natural light, creating an inviting atmosphere. The kitchen, conveniently located off the foyer and garage entry, is a chef's dream. It features a cooking island, a cozy breakfast nook for morning coffee! Sliding doors lead to a private outdoor sitting area, ideal for a garden or grilling, offering a separate space from the main backyard. Back to the front foyer, heading toward the other side of the home, you'll find 3 bedrooms, 2 bathrooms, and a convenient indoor utility room. The comfortable primary suite offers sliding doors with serene views of the conservation area and paved patio, providing easy access to a peaceful outdoor space. The primary bathroom has been updated with new finishes and includes a walk-in closet. Down the hall, the two additional bedrooms are spacious, with one featuring double doors that open into the foyer area, making it an ideal flex room for an office, workout space, or a traditional bedroom. The home boasts new waterproof luxury laminate flooring throughout. The oversized backyard oasis is perfect for relaxation, featuring new pavers, a screened-in lanai, and private views of the conservation area. The double garage provides ample storage space, and the side yard is large enough to accommodate a shed. Located in the heart of Carrollwood Village, this home is just 25 minutes from Downtown Tampa, minutes away from Shops and Restaurants and 20 minutes from Tampa International Airport, offering easy access to all that Tampa has to offer.
Source: STELLAR #TB8326342
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8326342
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.