1463 Gibson Ave, Myrtle Beach, SC 29575
3 beds · 2 baths · 2,847 sqft
Stunning All-Brick Home with Exceptional Curb Appeal in Desirable Deerfield Community Welcome to this charming all-brick home nestled on a lushly landscaped lot in the sought-after Deerfield community. If you’re a beach lover, you’ll be thrilled to know that the beautiful blue Atlantic is just a short drive away, offering you the best of coastal living! Curb Appeal That Wows! From the moment you arrive, the large circular driveway and double front doors welcome you to this special home. It’s truly a sight to behold, combining functionality and beauty in every detail. Bright and Open Floor Plan As you step inside, you are greeted by a spacious open floor plan with a vaulted, beamed ceiling and skylights that flood the area with natural light. The bright, airy ambiance throughout the home is both inviting and uplifting, creating a perfect environment for everyday living and entertaining. Extra Large Rooms for Ultimate Comfort This home is designed with generous living spaces. The living room features a beautiful brick, wood-burning fireplace, making it the perfect focal point for cozy evenings. Adjacent to the living room is the sunken dining room, which offers ample space for family gatherings and dinner parties. The wall-to-wall built-in cabinetry provides additional storage, ensuring this space is both practical and stylish. The den, located just off the dining room, is versatile and can be transformed into a home office, playroom, or whatever suits your needs. The kitchen is well-equipped with abundant cabinets, counter space, and a pantry for all your cooking and storage needs. Featuring a smooth-top range and dishwasher, as well as laminate flooring for easy clean-up, it’s the perfect space for preparing meals and entertaining. Thoughtful and Functional Features For added convenience, the laundry room, located just off the kitchen, is equipped with washer & dryer connections plus overhead cabinets for extra storage. A pull-down staircase in this area leads to a large floored attic, offering even more storage space. The split-bedroom floor plan ensures privacy and functionality for your family and guests. The primary bedroom is impressively large and will easily accommodate a king-sized bed and more. The master bathroom boasts a walk-in shower, linen closet, and an additional nook area for a vanity or desk. Indoor-Outdoor Living at Its Best Step through the door from the living room and into the spacious 11’ x 19’ Carolina room. Surrounded by windows, this light-filled room offers lovely views of the private backyard, creating a peaceful retreat for reading, relaxing, or watching your favorite shows. From the Carolina room, step outside to the large patio and deck, perfect for enjoying the outdoors, entertaining, or simply basking in nature. The expansive backyard offers plenty of room to roam, making it an ideal space for both relaxation and recreation. Maintenance-Free Living The home features easy-care vinyl soffits and pretty textured ceilings throughout. With a new HVAC system and some new ductwork (installed in February 2019), ALL NEW WINDOWS IN 2022! You can rest assured that comfort and efficiency are top priorities. IN addition, new LVP in the great room, dining & Den area in 2022. Oversized Double Garage The oversized double garage easily accommodates two large vehicles, with plenty of room left over for additional storage or workspace. Your Dream Home Awaits If you're looking for a spacious, all-brick home in a wonderful community close to the beach, look no further. This exceptional home has everything you need to live in comfort and style. Don’t miss the opportunity to make this beautiful property yours! Schedule your showing today! All information is deemed reliable but it is the ultimate responsibility of buyers and/or their agents to verify all information and measurements.
Source: MYRTLEBEACH #2506500
Financials
Source: Public records
Source: MYRTLEBEACH #2506500
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.