14612 W Edgemont Ave, Goodyear, AZ 85395
5 beds · 4 baths · 3,105 sqft
Rare opportunity to assume a VA loan at an incredibly low interest rate, making this home a must-see in today's market. Nestled in the prestigious Palm Valley Phase 2 community, this spacious 5-bedroom, 3.5-bathroom home offers an exceptional combination of luxury, comfort, and modern upgrades. Situated on a large 13,616 sq. ft. corner lot with North/South exposure, this home provides ample space for both indoor and outdoor living. Perfect for Multi-Generational living. Step inside to find an impressive 3,105 sq. ft. single-story layout with high 9+ foot ceilings, creating an airy and open atmosphere. The interior has been freshly painted, enhancing the home's modern aesthetic. The split floor plan includes two primary suites, ideal for multi-generational living or guests seeking extra privacy. Elegant plantation shutters throughout add a touch of sophistication while providing excellent light control and privacy. The gourmet kitchen is a chef's dream, featuring granite countertops, a large kitchen island, gas cooktop, built-in microwave, double ovens, refrigerator, walk-in pantry, and ample cabinetry for storage. The open-concept design flows seamlessly into the spacious family room, making it the perfect space for entertaining or relaxing with loved ones. A formal dining room adds an extra touch of elegance for special occasions. The main primary suite is a private retreat, offering a luxurious en-suite bathroom with a separate soaking tub, walk-in shower, dual vanities, and a private toilet room. The very large dual sided walk-in closet provides plenty of storage. The second primary suite also includes its own en-suite bathroom and separate living room area, providing added convenience. This home has been meticulously maintained and thoughtfully upgraded, including two brand-new AC units & heating(2024), a new water heater, and a water softener system, ensuring efficiency and comfort for years to come. Step outside to your private backyard oasis, featuring a sparkling pool with rock waterfall feature surrounded by beautiful palm trees, a covered patio, and a gazebo, perfect for outdoor gatherings. The lush desert landscaping includes blossoming orange and lemon trees, allowing you to enjoy fresh citrus straight from your own backyard. The RV gate and additional slab parking provide ample space for all your outdoor toys and vehicles. Located in Palm Valley Phase 2, this home offers access to an array of resort-style community amenities, including a clubhouse, multiple pools, heated spa, tennis courts, children's playgrounds, biking and walking trails, a golf course, and even a handball/racquetball facility. This prime location offers easy access to shopping, dining, entertainment, and major freeways, making commuting a breeze. Whether you're looking for a move-in-ready home with modern upgrades, resort-style living, or a rare financing opportunity, this property has it all. Don't miss your chance to own this stunning home in one of Goodyear's most desirable communities. Reach out for more info or for your private tour today!
Source: ARMLS #6823551
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6823551
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.