14611 Adina Ln, Fort Myers, FL 33905
4 beds · 3 baths · 2,271 sqft
LOWEST PRICED 3-CAR GARAGE IN PORTICO + a partially assumable loan at 3.25%! Welcome to 14611 Adina Lane ... where quiet living meets modern conveniences! This beautiful and meticulously maintained home features 4 bedrooms, 3 full baths (w/ 2 en-suites), and a 3-car garage (complete with epoxied floors), totaling nearly 2300 sq ft under air. With its charming curb appeal, spacious interior, and huge back yard, this home is perfect for anyone seeking a comfortable retreat. As you arrive you'll notice the lush landscaping and paved driveway that can accommodate up to six cars for when you host guests, plus stone accents across the front of the home. As soon as you enter you'll notice the foyer with a custom Hall Tree and shiplap - the perfect catch-all for backpacks, shoes, or golf clubs! The adjacent formal dining area opens to a generous great room that showcases neutral tile floors and crown molding throughout the main living areas. The heart of this "Tivoli" floor plan is the eat-in kitchen, featuring wood cabinetry, newly updated countertops with stunning granite, stainless steel appliances, pantry, a separate island and breakfast bar - both with additional seating! Just off the kitchen is the interior laundry that provides convenient access to your 3-car garage. The great room leads to a paved/screened lanai with views of your sizeable backyard; the perfect place for afternoon barbeques (and plenty of room to add a pool!). The primary suite is all you could hope for, with a walk-in shower, private water closet, dual sinks, and a soaking tub and oversized walk-in closet. Guests will appreciate the split floor plan, plus their own bath with combo tub/shower and dual sinks. Then there's the second en-suite - another generous bedroom with a private bath. Nearly 25K in upgrades, including a Culligan Water Softener, whole house filtration system along with drinking water sink mount filtration. This home is truly ideal for a family, vacation home, or next-gen home! Experience resort-style living at its finest with access to the community pool, playground, clubhouse, fitness center, tennis, basketball, pickleball courts, and much more! The gated community provides added security for peace of mind. Located just a short drive away from downtown Fort Myers River District, residents can indulge in unique dining experiences, vibrant nightlife, and a plethora of entertainment options. Also close by is I-75, which leads you to exceptional shopping at Miromar Outlets, Florida Gulf Coast Town Center, The Shoppes at the Forum, Coconut Point Mall, and so much more. Don't miss this opportunity to elevate your lifestyle in a picturesque setting with modern amenities and convenience at your fingertips! At this price, it's time to MOVE!
Source: NABOR #224090461
Financials
Source: NABOR #224090461
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.