1461 Felton St, Deltona, FL 32725
3 beds · 2 baths · 1,392 sqft
Quiet Location. This home offers the perfect blend of tranquility and accessibility. Pool home located in deltona lakes.This spectacular 3 bedroom 2 bathroom,, The fully screened pool area is a private paradise. The large pool deck invites you to host memorable gatherings or simply enjoy tranquil moments in the sun. The large, fenced backyard is a haven for outdoor activities, offering a safe space for to play and pets to roam. Split bedroom plan, New air contioner, 3 ton 2024,, new pool pump 2024, appliances are new also, Beautiful new water-poof luxury vinyl foors in dining and living room combo. Has Andersen double pane hurriance-rated windows and storm door, New electrical box 2024. ,NO HOA. The roof is believed to be about 10 years old. Located conveniently close to the I-4 exit, your home ensures easy commutes and access to a variety of shopping, dining, and medical facilities. Plus, with the beach just a 30-minute drive away and Orlando a mere 45 minutes, adventure is never far from your doorstep. Schedule your private showing today and take the first step towards living in the comfort and convenience you deserve. All measurements are approximate and should be independently verified. This home offers so much to its new owner and is truly a must-see!!! This Home is close to I-4, restaurants, stores, hospital and many more. 40 minutes to orlando, 30 minutes to beaches
Source: STELLAR #v4938916
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4938916
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4938916
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.