1460 Moray St SW, Atlanta, GA 30311
4 beds · 2 baths · 1,428 sqft
Discover the epitome of modern living in the heart of Venetian Hills! This stunning 4-bedroom, 2-bathroom home offers a captivating open-concept design that embodies both style and comfort. Nestled in the desirable Venetian Hills neighborhood, this property presents an exceptional opportunity to embrace a vibrant community and contemporary lifestyle. As you step inside, you'll be greeted by a seamless open concept that seamlessly blends the living, dining, and kitchen areas. This layout is perfect for entertaining and creating a warm, inviting atmosphere for family and friends. With 4 bedrooms, this home provides ample space for a growing family or the flexibility to have a dedicated home office or guest room. The well-appointed bathrooms add a touch of elegance and functionality to your daily routine. The recent addition of a new roof ensures that you'll enjoy worry-free living in this beautiful residence. Step outside into your own private oasis – an above-ground pool beckons you to unwind and create cherished memories with loved ones. Whether you're hosting summer parties or simply basking in the sun, this backyard haven offers a delightful retreat. Located in the sought-after Venetian Hills neighborhood, you'll have access to a range of amenities and nearby attractions, making every day an adventure. Embrace the charm of the area while enjoying the convenience of urban living. Don't miss this rare opportunity to own a modern, open-concept home with all the features you desire. Contact us today to arrange a private viewing and experience the lifestyle that awaits you in Venetian Hills.
Source: FMLS #20141228
Source: FMLS #20141228
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20141228
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.