146 Freeboard Ln, Carolina Shores, NC 28467
3 beds · 3 baths · 1,624 sqft
This beautifully designed unit is a true gem, offering 3 spacious bedrooms, 2.5 baths, a versatile loft/flex space, and a garage—providing all the space you need for a comfortable and relaxed lifestyle! As you step through the open entrance, you're immediately greeted by a warm and inviting atmosphere. You'll find a delightful dining area that seamlessly transitions into the kitchen, creating a perfect flow for entertaining. The main living area is spacious, the kitchen is extremely functional featuring an eat-in bar, generous counter space, and abundant cabinets. Its open layout overlooks the family room, making it an ideal setting for gatherings and memorable moments. The master suite, thoughtfully situated on the first floor, offers a serene retreat with ensuite that includes a walk-in shower and walk-in closet. The cozy loft area g area can be transformed into a charming reading nook, office or extra seating space. Also level also includes two well-appointed bedrooms, and a full bath. Step outside where the adjoining patio enhances your outdoor living experience, offering private space for barbecues and entertaining friends or family. The community enhances your lifestyle further with its inviting pool, perfect for relaxing and cooling off on those sunny summer days. This is an unparalleled opportunity to embrace the beach lifestyle without the burdens exterior maintenance and lawn care. All furniture included. Within 12-15 minutes to the beach, shopping, golf, dining, fresh local seafood and entertainment, this location offers the ideal combination of convenience and leisure. Don't miss your chance to make this dream home your own! AND A HUGE $$$ BENEFIT : VA Assumable Loan at 3.675 available! Does not have to be a Veteran to qualify.
Source: NORTHCAROLINAREGIONAL #100499842
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100499842
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.