14575 W Mountain View Blvd # 11315, Surprise, AZ 85374
3 beds · 2 baths · 1,651 sqft sqft
Welcome to your own resort at unit #11315 in Surprise! This stunning corner, top unit, NO STAIRS is a rare find, offering a perfect blend of modern comfort and serene living. It's the only 3-bedroom, 2-bathroom condo available, conveniently located right next to the elevator and pool. Enjoy all the building's community amenities just steps from your door. Key Features: Bright and Airy Top Corner Unit: Enjoy abundant natural light and added privacy, thanks to the unit's desirable top, corner location. Spacious Living: With 3 generously sized bedrooms, there's plenty of room for everyone. Each bedroom has its own unique charm, ready to be personalized to your taste. Elegant Bathrooms: 2 well-appointed bathrooms feature stylish fixtures and soothing color schemes, creating a spa-like atmosphere. Private Balcony: Relax on your private balcony, enjoying the sunrise while you sip your morning coffeea perfect way to start the day. Open Concept Living: The main living area seamlessly connects the dining space and kitchen, perfect for entertaining guests or enjoying cozy family nights. Sip Resort-Style Amenities: Step outside and enjoy the community's luxurious features, including a refreshing pool and spa, a movie theater, a library full of books, and a recreation room with a TV, pool table, kitchen, and lounge. Everything you need for relaxation and entertainment is right at your doorstep. Gated Community: Enjoy the added security and peace of mind that comes with living in a gated community. Prime Location: Nestled in the heart of Surprise, you'll be minutes away from shopping centers, dining, and parks. Enjoy the tranquility of the community while still having easy access to urban amenities. This meticulously maintained home is more than just a place to live, it's your personal oasis. Don't miss the chance to make it yours!
Source: ARMLS #6746955
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6746955
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6746955
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.