14575 W MOUNTAIN VIEW BLVD # 11315, Surprise, AZ 85374
Welcome to your own resort at unit #11315 in Surprise! This stunning corner, top unit, NO STAIRS is a rare find, offering a perfect blend of modern comfort and serene living. It's the only 3-bedroom, 2-bathroom condo available, conveniently located right next to the elevator and pool. Enjoy all the building's community amenities just steps from your door. Key Features: Bright and Airy Top Corner Unit: Enjoy abundant natural light and added privacy, thanks to the unit's desirable top, corner location. Spacious Living: With 3 generously sized bedrooms, there's plenty of room for everyone. Each bedroom has its own unique charm, ready to be personalized to your taste. Elegant Bathrooms: 2 well-appointed bathrooms feature stylish fixtures and soothing color schemes, creating a spa-like atmosphere. Private Balcony: Relax on your private balcony, enjoying the sunrise while you sip your morning coffeea perfect way to start the day. Open Concept Living: The main living area seamlessly connects the dining space and kitchen, perfect for entertaining guests or enjoying cozy family nights. Sip Resort-Style Amenities: Step outside and enjoy the community's luxurious features, including a refreshing pool and spa, a movie theater, a library full of books, and a recreation room with a TV, pool table, kitchen, and lounge. Everything you need for relaxation and entertainment is right at your doorstep. Gated Community: Enjoy the added security and peace of mind that comes with living in a gated community. Prime Location: Nestled in the heart of Surprise, you'll be minutes away from shopping centers, dining, and parks. Enjoy the tranquility of the community while still having easy access to urban amenities. This meticulously maintained home is more than just a place to live, it's your personal oasis. Don't miss the chance to make it yours!
You may be able to put down less than the total down payment amount of $99,010 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6746955