14559 Vancouver Ave, Fontana, CA 92336
4 beds · 3 baths · 3,790 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome Home, This true gem is a must see located in the heart of North Fontana, with an unparalleled blend of elegance, all with no HOA fees. From the moment you step through the grand entry, you’ll be greeted by soaring vaulted ceilings and an open-concept layout, bathed in natural light, that creates an inviting and spacious atmosphere. The thoughtfully designed exterior showcases a finished driveway with R.V. parking, freshly added sidewalks, and charming planters, while a picturesque grapevine trellis adds a touch of whimsy to the side yard. The backyard is a private sanctuary with breathtaking panoramic views of the city lights, offering a serene and magical ambiance every evening. Celebrate in style with front-row seats to spectacular Fourth of July and New Year’s Eve fireworks from the comfort of your backyard. The outdoor space is perfect for hosting or unwinding, featuring a custom stamped concrete patio, cozy gas fire pit, mature landscaping, and even a 220-volt outlet—perfect for adding a jacuzzi if desired. A short retaining wall planter and a shed with patio blocks complete this serene retreat. Inside, the home continues to impress with a chef-inspired kitchen featuring a custom pantry, complete with tile flooring, built-in outlets, and ample storage for your favorite appliances. Movie lovers will adore the dedicated theater room, designed for ultimate entertainment with a pull-down projection screen, projector, and comfortable seating—perfect for family movie nights or hosting watch parties. The primary suite is a true retreat, boasting a spa-like bathroom with a custom jacuzzi tub, dual vanities, and updated mirrors. Additional highlights include a refreshed downstairs bathroom with a new sink and lighting, and updated ceiling fans and lighting throughout the home. Nestled in a prime location, this home is just a short stroll to the local elementary school and park. Everyday conveniences are within easy reach, with shopping centers, gas stations, and grocery stores only a mile away. Plus, effortless access to the 210 and 15 freeways ensures smooth commutes and travel.
Source: CRMLS #CV25014534
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #CV25014534
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.